Global Lender Equities First Holdings Sees a Growing Trend Among Borrowers Who Use Stock as Loan Collateral to Secure Working Capital

Equities First Holdings is one of the best global lenders using stocks as collateral. For you to secure the stock-based loans at the company, you do not have to be pre-qualified. According to the company, the stock-based loans have been massively adopted as one of the most innovative ways to secure working capital. There is also an increased traction on the margin loans. However, the best option for a borrower is the stock-based loans. During this era of financial crisis in the country, major banks and financial institutions have tightened their lending criteria. For this reason, they have also increased their interest rates to scare away most borrowers. For those who need fast working capital using stocks as collateral, then the net best option is Equities First Holdings. If you do not qualify for the credit-based loans, you have a chance to continue gaining money from Equities First Holdings.

While there are numerous sources of capital for people and individual companies, the major banks and financial institutions have cut down their lending capabilities to most borrowers. For this reason, it has led to the tightening of loan qualifications in the banks and financial institutions. According to Equities First Holdings, the banks have also increased their interest rates on credit-based loans. The Founder and President of Equities First Holdings, Al Christy, says that he has seen a massive adoption of the loans which are collateralized by stocks adopted on a large scale. For individual borrowers and business companies, they have opted for the most innovative way of acquiring fast working capital. These loans also offer a higher loan-to-value ratio. For this reason, you will enjoy most of its profit without paying back to the lender.

On the other hand, the stock-based loans have offered a fixed interest rates. Moreover, they also have a non-recourse feature that allows you to walk away from the loan without having a further obligation to the lender. For this reason, they are the best loans to find your way. During a two-year loan, there is always inevitable fluctuation in the stocks. Therefore, you should always recharge the stocks before you end up losing them.

According to Al Christy, there is a difference between margin loans and stock-based loans. For most people, they do not know the difference between the two. While most of them allow you to secure working capital using stocks, the margin loans require you to state the intended use of the money as a way of qualification.

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